Reference [1] Le Trung Hai. (2014). Market concentration and competition in Vietnamese banking sector. - Munich Personal RePEc Archive, MPRA Paper No. 57406, 15 July 2014. [2] Le Xuan Sang. (2003). Developing the Chinese stock market: Are there any lessons to be learnt for Vietnam?. Manuscripts, Institute for Asian Studies, Singapore. [3] Le Xuan Sang. (2009). Vietnam's banking sector after 2 years of WTO accession. - Vietnam Economic Management Review No 7, Ha Noi. [4] Le Xuan Sang. (2014). Assessing the Socio-Economic Preparedness of Vietnam Towards ASEAN Economic Community. Report inputs on financial markets development, A research project of Central Institute for Economic Management funded by MUTRAP, Ha Noi. [5] Nguyen Xuan Trinh, Vo Tri Thanh and Le Xuan Sang. (coeds.). (2010). Vietnam financial markets' development: Achievements, issues and visions". Finance Publishing House, Ha Noi. [6] Tran Bao Tran, Bernice Ong and Scott Weldon. (2014). Vietnam Banking Industry Report 2015. [7] VPBS (2014). Report on Vietnam's banking sector, Ha Noi, January 2014.